Female Entrepreneur of the Year, GBEA Family Business of the Year winner, and named one of the Top 100 Inspirational Women, Michelle Niziol is an award-winning entrepreneur, property and finance expert, and a leading voice on women’s financial independence in the UK.

With over 20 years’ experience, Michelle is the founder and CEO of IMS Property Group, a multi-business organisation spanning mortgage brokerage, estate agency, lettings, property investment and wealth strategy. She has helped more than 20,000 clients buy homes, build property portfolios and create long-term financial security.

Michelle’s journey is as compelling as her expertise. From working three jobs as a teenager and coming close to homelessness, to buying her first property at 18 and building a multi-million-pound portfolio, she blends lived experience with commercial insight. A former BBC The Apprentice candidate and national media contributor, she is regularly called upon to comment on property, entrepreneurship and economic empowerment.

Today, Michelle is a sought-after keynote and panel speaker, known for delivering honest, practical and inspiring talks on entrepreneurship, resilience, wealth creation and women in business. She is also the founder of The Empowering Entrepreneur, a platform dedicated to helping female founders start smart, scale boldly and succeed fearlessly.